Finance

We work in partnership with the UK’s market leader in offering finance packages to businesses who are Fitting out or refurbishing their working environments.

Financing a project has never been easier as leasing offers you a cost effective alternative to using cash resources. Payments are fixed for the finance term allowing you to budget effectively. For a profitable organisation leasing can also offer significant tax savings as the repayment are 100% tax allowable.

Finance OptionBenefits of LeasingOvercome Budget LimitationsEase Cash flow and Budget to include EverythingPreserve Borrowing PowerBe Completely Flexible
Many businesses already use leasing to finance cars, photocopiers, IT and telecoms equipment because it makes good financial sense. In fact, 98 of the UK’s top 100 companies use leasing, as do many SMEs. However, you may not have realised that leasing your Fit out or refurbishment project is a realistic option to you.

Many businesses, including large corporates, have chosen us to arrange the leasing of their Fit out or refurbishment projects; to enable them to budget efficiently and manage their cash flow effectively.

The leasing package allows you to have the solution you really want, without having to wait for it!

It can be cheaper than paying cash!

If you pay for the Fit out or refurbishing work within your building from your cash flow, only a limited percentage is allowable for tax purposes. Because of the ‘intangible’ elements, the Revenue may only allow you to claim capital allowances, against approximately 60% of the project. However, if you lease the works, the repayments are 100% allowable which makes leasing the most tax efficient method of refurbishing a building and can work out cheaper than paying cash!

Make the most of your budget by spreading the cost over 2, 3, 4 or 5 years and acquire the solution that meets your needs fully, rather than that which your budget dictates. You can pay monthly, quarterly or annually, from your Revenue Budget, to suit you.
Lease payments are fixed for the period allowing you to budget for one easy monthly or quarterly payment for your total solution.
Other lines of credit from your bank remain intact for other credit needs. In addition to which, leasing is far more cost effective than bank borrowing as loan payments do not attract 100% allowances.
You can add to your existing lease at any point during the term. You can either extend the term and keep the payments the same, or simply increase the payments and keep the end date the same.

On a lease rental contract VAT is payable at 20% of the rental.

  • Subject to formal credit approval.
  • Subject to status.
  • Subject to our Financial partners’ standard terms and conditions. Full details on request.