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From initial consultation our office fit out team carefully take you through every stage of a project with complete support and guidance throughout.

Civil Engineering, Construction, Fit Out, Office Furniture, Refurbishment, Uncategorized

Brexit – Will it affect your decision to invest in your Workplace?

Brexit – Will it affect your decision to invest in your Workplace?

Further to the momentous decision of the British public to leave the EU, there has been much talk of how this will affect the UK economy, and in particular the finance sector. Shares in the high street banks have dropped sharply, which may start to impact on their ability and willingness to lend to UK businesses, in particular SMEs.

This is actually nothing new. Since the banking crisis of 2008, the banks have withdrawn or reduced significant amounts of their lending to UK businesses, so Brexit will simply further exacerbate the situation. Since 2008 many new funders have been formed as competition to the high street collectively known as the alternative finance sector. The financial sector is no longer reliant on the high street lenders but have plenty of other options. In fact, there are now have more funding partners than ever before, all competing with each other to offer cheaper and more innovative finance solutions to our clients.

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If you find projects are stalling because of the uncertain months ahead then there is a ready availability of funding in the marketplace.  More so now than ever before, the introduction of an alternative form of funding such as leasing may well be the conversation that unlocks a project for you.

Many businesses already use leasing to finance cars, photocopiers, IT and telecoms equipment because it makes good financial sense. In fact, 98 of the UK’s top 100 companies use leasing, as do many SMEs. However, you may not have realised that leasing your Fit out or refurbishment project is a realistic option to you.

At Aztec we offer a finance solution for your office refurbishment. Cash flow is king and if you paying for you Fit out or refurbishing work, claiming capital allowances, only apply to 60% of the project. If you lease the works the repayments are 100% allowable which makes leasing the most tax efficient method of refurbishing a building and can work out cheaper than paying cash.

You can set up a payment plan and pay monthly, quarterly or annually from your revenue budget over either 2,3 or 5 years. This gives you total control over your payments and give you peace of mind. Within the agreement there are also options to extend the term and keep payments the same, or simply increase the payments and the end date the same.  Using this option also keeps other lines of credit intact such as your banking partner.

Call Aztec on 0151 255 0850 or email: admin@aztec-limited.co.uk

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